Loan requests, $100 to $5,000All credit histories may applyReferral service only
Choose an amount
$100 – $5,000 · with some lenders, money can arrive the next business day if approved
Protected connection · Sending is free
- Protected connection
- Free to send
- Low scores are reviewed too
- Many lenders, one request
Get through the dark part of the month.
WalletAurora does not lend. We pass your request for $100 – $5,000 to lenders in our network, and a lender that makes an offer must show you the rate, the fees and the repayment dates before you agree.
The checklist
What a lender will want to see
- You are 18 or older and live in the USNot every state is served.
- You have income that repeatsFrom work, benefits or your own business.
- You hold a checking accountIn your name, for the deposit and the payments.
- You can be reachedA phone number and an email you read.
Three steps
What happens after you press send
Your part takes minutes. The lenders decide. Nothing is binding until you sign.
- I
Share the basics
How much you need, how to reach you and how you are paid. The page is encrypted, and most people finish quickly.
- II
Lenders consider it
Lenders in our network review your request under their own rules. Some may not respond.
- III
Take it or leave it
If an offer comes, its APR, fees and dates are shown first. Decline it and you owe nothing.
Good questions
What people ask WalletAurora
How much can I ask for?
Any amount between $100 and $5,000. Once it has reviewed your details, a lender might offer less.
Will this involve a credit check?
Possibly. A lender can check your credit as part of its review, and it explains its process before you accept an offer.
When could funds reach my bank?
That is up to the lender and your bank. If approved, some lenders fund as early as the next business day; the offer gives the timing.
What are the requirements?
Be 18 or older, live in the US, have regular income and a checking account in your name, and use a phone number and email you can be reached at.
Can I apply with poor credit?
Yes, you can send a request. Lenders in our network look at many credit backgrounds, though a lower score may mean fewer offers or higher costs, and no one can promise approval.
Is WalletAurora the lender?
No. WalletAurora is a referral service. Any loan, and every term in it, comes from the lender you choose.
Why the name
Even the longest night has a clear patch.
A small loan with plain terms can be that patch. One with fuzzy terms is not.
Read the whole sky
Every offer has to name these costs
In the long nights up north, people learn to read the sky before setting out. Read an offer the same way, top to bottom, before you sign.
| Annual percentage rate | Interest and fees together as one yearly figure. Short-term APRs are often high and can pass 200%. |
|---|---|
| Cost in dollars | The full finance charge, stated before you say yes. |
| Payment plan | How much each payment is and the day it is due. |
| Missed-payment charges | Late and returned-payment fees, as the lender sets them. |
| Extending the loan | If a renewal is offered at all, and what it adds. |
WalletAurora has no control over rates or fees. They change by lender and by state. Borrow an amount your budget can repay on time.
Late-month moments
A few reasons people write in.
- IThe rent check is due Friday.
- IIThe car failed inspection.
- IIIA prescription costs more than planned.
- IVOvertime dried up this cycle.
- VThe furnace needs a part.
- VIA school trip fee came home.
One request for $100 – $5,000. When a lender approves, funds may follow as early as the next business day.
Start the requestFive minutes for a clearer picture.
Send one request for $100 to $5,000. It is free, and signing anything is entirely your choice.
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